A little-known provision in the Health Care Reform law passed in 2010 is that it can penalize smokers — by a LOT. Beginning in January 2014, for a 60-year-old smoker, the surcharge could be up to $6,000 a year. That surcharge gets bigger and bigger for older smokers. Ouch. Boy, that’s incentive to quit, especially … Continue reading Health Care Reform penalizes smokers